2025 Medicare Drug Plans Los Angeles
Tips To Find The Best Medicare Part D Prescription Drug Plan Costs
2025 Drug Plan Information and Pricing for Los Angeles
There are 16 different stand-alone Medicare prescription drug plans available for Los Angeles (Zip Code 90011)
The following shows the LOWEST and HIGHEST 2025 stand-alone drug plan MONTHLY premiums.
Cigna Healthcare - $1.80
Wellcare - $16.80 - $21.60-per-year
Silverscript - $53.60
Humana - $94.00
AARP - $115.40
Anthem - $135.60
Blue Shield - $161.70 -$1,940.40-per-year
NOTE: Many of the insurers offer multiple drug plans. We tend to show the lowest cost option. In addition, there are 73 Medicare Advantage plans available. They may have no or lower-cost drug plan options.
Tips To Find The Best Medicare Drug Prices In Los Angeles
1. Assess Your Prescription Needs - Start by making a list of all the prescription medications you currently take. This includes both brand-name and generic drugs. Knowing your specific needs will help you compare plans effectively.
2. Check the Formulary - Once you have your list of medications, check the formularies of various Medicare Part D plans available in Los Angeles. A formulary is a list of drugs that a plan covers, and it can vary significantly between different plans. Ensure that your medications are included in the formulary of any plan you consider. 3. Compare Costs -Look at the costs associated with each plan, including premiums, deductibles, copayments, and coinsurance. The average premium for basic coverage in 2024 is approximately $34.50, but this can vary widely among plans. Make sure to calculate your potential out-of-pocket expenses based on your medication needs. 4. Consider Pharmacy Networks - Pharmacy networks can affect what you pay for prescriptions. Some plans have preferred pharmacies where you may pay lower copays or coinsurance compared to non-preferred pharmacies. Check if your regular pharmacy is part of the network for any plan you’re considering. 5. Utilize Online Tools - Use online resources such as Medicare.gov to compare different Medicare Part D plans available in Los Angeles. These tools allow you to input your medications and see which plans cover them at the lowest cost. 6. Review Plan Changes Annually -Medicare Part D plans can change their formularies and costs each year, so it’s essential to review your plan annually during the open enrollment period (October 15 to December 7). This ensures that you are still getting the best coverage for your needs. 7. Look for Extra Help Programs - If you have limited income and resources, check if you qualify for Extra Help programs that assist with Medicare drug coverage costs. This can significantly reduce your out-of-pocket expenses. 8. Consult with a Medicare Advisor - Consider speaking with a licensed insurance agent or a Medicare advisor who can provide personalized assistance based on your specific situation and help navigate through various options available in Los Angeles.IMPORTANT NOTE: This information is posted by the American Association for Long-Term Care Insurance strictly for informational purposes. We do not sell nor recommend any particular insurance plans. For more information, visit Medicare.gov or speak with a licensed insurance agent or broker.
Valuable Resources for Consumers
2024 Long-Term Care Insurance statistics
2024 Long-Term Care Insurance prices ages 55 and 65
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